SIP Return Calculator — Find Your Required Monthly SIP
Know your financial goal? Work backwards to find the exact monthly SIP amount needed to reach ₹1 crore, ₹50 lakhs, or any target corpus.
Your Goal
Required Monthly SIP
₹21,520
per month for 10 years
Total Invested₹25.82 L
Est. Returns₹24.18 L
Target Corpus
₹50.00 L
Frequently Asked Questions
A SIP return calculator helps you find out how much monthly SIP investment you need to reach a specific financial goal. Enter your target amount, expected return rate, and investment period to get the required monthly SIP.
To accumulate ₹1 crore in 15 years at 12% p.a., you need a monthly SIP of approximately ₹18,000. Use this calculator to get the exact amount for your target and timeline.
Yes, 12% p.a. is a conservative assumption for equity mutual fund SIPs over long periods (10+ years). For conservative planning, use 10%; for aggressive equity allocation, 14% may be used.
To reach ₹1 crore: at 12% p.a., you need ₹43,000/month for 10 years, or ₹18,000/month for 15 years, or ₹7,500/month for 20 years. Start early — time is the most powerful factor.
Either extend your time period, increase your expected return rate assumption, or reduce your target goal amount. You can also start with what you can afford and use Step-Up SIP to increase gradually.