What is SIP (Systematic Investment Plan)?

An introductory guide to Systematic Investment Plans (SIP) in India. Learn the definition, benefits, and how to start investing.

Learn By Jasim Mondal · Updated Jun 27, 2026

Introduction

A Systematic Investment Plan (SIP) is an investment vehicle offered by mutual funds to help investors invest disciplined sums regularly. Instead of trying to time the stock market, you invest a fixed amount weekly, monthly, or quarterly.

Benefits of SIP

  • Disciplined Savings: Encourages the habit of saving regularly.
  • Rupee Cost Averaging: You buy more units when prices are low and fewer when prices are high.
  • Compounding Interest: Allows your money to grow exponentially over time.

Calculate Your SIP Returns

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